Other Insurance Plans for Everyday Needs
Coverage That Complements Medicare
Medicare doesn’t cover everything. That’s why we offer a selection of insurance plans to help fill the gaps in your day-to-day coverage—whether it’s dental and vision, life insurance, or help with out-of-pocket costs. These plans can work alongside your Medicare or non-Medicare coverage to offer added security and peace of mind. We’re happy to explain what’s available, what’s worth considering, and how to get the most value for your budget. If you’re not sure what you need, we’ll guide you through it—one step at a time.
Dental Insurance
Dental coverage is a smart and popular add-on for many of our clients. These plans often include vision and hearing too, offering well-rounded support for your overall health. Some plans have provider networks, while others allow you to see any dentist you choose.
- Plans offer up to $5,000 in annual benefits
- Coverage includes preventative cleanings and major services
- Options available with or without provider networks
- Many plans include vision and hearing coverage
- We help you compare benefits and provider access
Affordable Care Act / Obamacare
If you’re not yet eligible for Medicare—or have a spouse or dependent who still needs coverage—we can help. As certified agents with the Health Insurance Marketplace, we guide individuals and families through the process of choosing a plan and applying tax credits where possible.
- Coverage available through the Affordable Care Act
- Great option for spouses or adult children not yet on Medicare
- Full support applying for subsidies and tax credits
- Certified Marketplace agents re-certify each year
- We help match the plan to your budget and provider needs
Indemnity / Critical Illness Insurance
Even with Medicare or traditional insurance, large expenses can still add up fast during a hospital stay or serious illness. Indemnity and critical illness policies provide financial help when it matters most, including cash payouts you can use however you need.
- Helps cover deductibles, copays, and hospital expenses
- Pays lump-sum cash upon diagnosis of certain illnesses
- Common coverage includes cancer, heart attack, stroke
- Designed to work alongside your existing health plan
- Flexible options based on your risk level and budget
Life Insurance / Final Expense
Final expense life insurance is a popular way to cover burial costs and provide peace of mind for loved ones. These plans are simple, affordable, and often available without medical exams or health questions.
- Whole life or level term insurance with guaranteed rates
- Helps cover funeral, burial, and remaining expenses
- No medical exam required
- Guaranteed-issue plans available for certain conditions
- Tailored to your age, health, and coverage needs
