Farmington Hills Medicare Help
From Questions to a Confident Choice
As a local Medicare advisor in Farmington Hills, we help you compare Medicare Advantage, Medigap, and Part D with your doctors and prescriptions in mind. From the Corewell Health campus to nearby clinics along Grand River Ave, we check networks and prescriptions for Farmington Hills residents—and provide the same clear guidance statewide and in 33 additional states with virtual appointments and simple e-sign.
Why Farmington Hill Chooses Medicare Benefits Group
People come to us for plain-English explanations and local support. Whether it’s your first enrollment or you’re comparing options for next year, we check provider networks, prescriptions, and benefits so nothing gets overlooked. Our recommendations are tailored to you—not to a carrier—and we’re here during AEP (Oct 15–Dec 7) and beyond. Nearby communities like Novi and Milford often come to us to compare Medicare plans in Farmington Hills and choose the pharmacy that best fits their routine and budget. Ready to compare plans? Call (734) 657-4797 or book a review—we’ll verify your doctors and meds and handle enrollment in Michigan and 33 other states.
How Original Medicare Works
Medicare is the Federal health insurance program for:
- People who are age 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
There are two different parts of Original Medicare that help cover specific services which are referred to as Part A and Part B. For a summary of premiums, deductibles, coinsurance, and other costs associated to Part A and Part B, click here →
Medicare Part A (Hospital Insurance)
In general, think of this like ‘room and board’ when you’re in the hospital. This is an entitlement benefit, meaning most people are entitled to their Part A at age 65 because they have paid into Social Security and Medicare as part of their income taxes every year and therefore are entitled to Part A premium-free. The deductibles, coinsurance, and out-of-pocket costs within Part A can quickly add up.
Medicare Part B (Medical Insurance)
Most people associate Medicare coverage with Part B because this is the major medical, or ‘doctoring,’ part. This includes services such as doctor visits, labs, x-rays, CT’s, surgeon fees, physical therapy, and everything in between. In 2025, most people will pay a monthly premium of $185.00 for Part B. Higher income earners will pay more due to an Income-Related Monthly Adjustment Amount, or IRMAA. The Part B premium deducts automatically out of a beneficiary’s Social Security income, or if the SSI is deferred, the Social Security Administration will mail a bill (usually quarterly). This premium gives the Medicare beneficiary 80/20 major medical coverage: Medicare pays 80% of major medical costs, leaving the Medicare beneficiary responsible for the other 20%, with no maximum out of pocket. Also, Part B's deductible in 2025 is $257 for the calendar year.
Explore Our Services
Medicare Advantage Plan (Part C)
HMO vs PPO—Find the Right Fit for Families in Farmington Hills
Many residents choose Medicare Advantage for bundled coverage—medical, hospital, and often drug benefits—with extras like dental or vision in some plans. We confirm your Corewell-affiliated providers are in-network, compare HMO vs PPO trade-offs, review star ratings, and look at total annual cost (copays, MOOP, premiums). If you’re wondering how to enroll in Medicare Advantage in Farmington Hills, we’ll walk you through each step and the timing.
Farmington Hills Medicare Supplement & Medigap Insurance
Plan G vs Plan N—Predictable Costs, Provider Freedom
If you prefer the flexibility to see any Medicare-accepting provider nationwide, a Medigap plan may fit. We explain Plan G vs Plan N in clear terms, discuss enrollment timing (including your six-month Medigap window tied to Part B), and compare carrier rates. Many in Michigan pair Medigap with a standalone Part D plan for complete medical and prescription coverage.
Medicare Prescription Drug Plan & Part D Coverage
Check Your Meds and Preferred Pharmacies in Farmington Hills
The right Part D plan can lower your pharmacy costs in Farmington Hills. We run your medication list against each plan’s formulary, review tiers, and compare preferred retail vs mail-order pricing. If you’re trying to compare Part D plans in Michigan, schedule a quick review with our team—bring your medication list with dosages, your Medicare card, and preferred pharmacies, and we’ll walk through side-by-side options together.
Other Insurance
Add Dental, Vision, or Hearing if You Need It
Looking beyond Medicare? We can explain options that complement your coverage—dental, vision, hearing—and how they work alongside Advantage or Medigap. We’ll help you decide if adding these benefits now (or later) makes sense for your needs in Farmington Hills and across southeastern Michigan.
What Our Clients Are Saying
We believe good service speaks for itself—and so do the people we’ve helped. Below are just a few kind words from individuals who turned to us for clear, one-on-one Medicare support. Check out more review here!

Recent 5 Star Reviews from Google
States We Insure
Medicare Benefits Group is proud to call Commerce Township home while helping people across Michigan and 33 other states. If you or family live nearby in southeastern Michigan—or are moving out of state—we can still walk you through your choices and enrollment.

frequently asked questions
Answers for Farmington Hills Medicare Questions
Will my Corewell providers be covered?
We check plan networks for your doctors and preferred hospitals before any enrollment.
Can I compare PPO vs HMO?
Yes—side by side, with your physicians and travel needs in mind.
What if my plan changes for 2026?
We review updates during AEP each fall (Oct 15–Dec 7) so you can switch if it’s a better fit.
Do you meet virtually?
Yes—phone or video; in-person options are also available.
Do you help with Extra Help/Medicaid questions?
We can explain basics and point you to official resources for eligibility and applications.
Licensed with Top Carriers in 34 States
We shop the top insurance companies so you don’t have to.





