Novi Guide to Medicare Advantage Plans (Part C)
Compare Local HMO & PPO Options with Confidence
Medicare Advantage plans bundle hospital and medical benefits, and many include prescription drug coverage and extras you might want. Some offer $0 premiums, but total cost depends on copays, deductibles, and networks. We’ll verify whether your Ascension Providence providers and preferred specialists are in-network, compare HMO vs PPO trade-offs, and help you choose the right fit for your routine and budget.
Medigap (Medicare Supplement) for Novi Residents
Plan G vs Plan N—Know the Differences
If freedom to see any provider that accepts Medicare is important, Medigap may fit your needs. Our team will explain Plan G vs Plan N in simple terms, outline timing (including the six-month Medigap window tied to Part B), and compare carrier rates for stability over time. Many Michigan families choose Medigap for predictable medical costs, then pair it with a standalone Part D plan for optimal coverage.
Medicare Prescription Drug Coverage (Part D)
Check Your Meds and Preferred Pharmacies in Novi
The right Part D plan can lower your pharmacy bills, no matter where you are. We run a medication list against each plan’s formulary, look at tiering, and compare preferred retail vs mail-order pricing so you avoid surprises. If you’ve been trying to compare Part D plans in Michigan, set up a quick review with us—bring your medication list (with dosages), your Medicare card, and your preferred pharmacies, and we’ll walk through side-by-side options together.
Other Insurance Services
Fill the Gaps Medicare Doesn’t Cover
Ask about dental, vision, and hearing coverage available to Novi residents, plus options that can complement your Medicare selections. We’ll explain how these benefits work alongside Advantage or Medigap so you can decide what to add now—or later.
