Compare Medicare Advantage (Part C) Plans in Michigan and Beyond

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Medicare Advantage plans, also known as Part C, in Michigan and beyond are offered by private insurance companies approved by Medicare. These plans combine Part A (hospital) and Part B (medical) into one, and many also include prescription coverage and extras like dental, vision, and hearing.


Choosing the best fit comes down to your doctors, prescriptions, and budget. We serve southeastern Michigan, including Novi, Farmington Hills, Milford, and beyond - helping you compare options without pressure so you can enroll with confidence.

Medicare Advantage Made Simple

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How We Compare Plans

We walk you through the details that impact your experience day to day—who you can see, what you’ll pay at the pharmacy, and how much you could spend in a worst-case year.



  • Networks (HMO/PPO): We confirm your current providers and preferred hospitals are in-network.
  • Prescriptions (Part D/MA-PD): We review your medications against plan formularies and preferred pharmacies.
  • Maximum Out-of-Pocket (MOOP): We compare copays, coinsurance, and yearly caps so total cost—not just premium—drives the decision.
    Note that you must be enrolled in Original Medicare (Part A and Part B) and continue to pay your Part B premium.
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Key Benefits of Medicare Advantage

Why Many Michiganders Choose Part C

  • Low or even $0 monthly premiums are available in many counties across Michigan.
  • Pay copays as you go, which can make costs more predictable over time.
  • Most plans include Part D prescription drug coverage; we’ll confirm pharmacy preferences.
  • Choose between HMO and PPO options; we verify if your doctors participate.
  • Enrollment changes generally occur during Annual Enrollment (Oct 15–Dec 7).
  • No health questions required to apply, and age or health won’t affect the plan’s rates.
frequently asked questions

Answers to Common Questions About Medicare Advantage in Michigan

  • When can I join or switch a Medicare Advantage plan?

    Most changes happen Oct 15–Dec 7. If you’re already in Medicare Advantage, a Jan 1–Mar 31 window may apply; certain life events can open a Special Enrollment Period.

  • Do $0 premium plans have a catch?

    Premiums can be $0, but copays, deductibles, networks, and drug costs vary. We compare total cost so there are fewer surprises.

  • HMO v.s PPO—what’s right for me?

    HMOs usually offer lower costs with tighter networks; PPOs allow more flexibility. We’ll match options to your providers and travel needs in Michigan.

  • Are dental and vision included?

    Many plans include extra benefits like dental, vision, and hearing—availability varies by county and carrier.

  • What is a star rating?

    CMS rates plans each year; higher ratings can signal stronger performance on measures like member experience and care.

Local Guidance for Communities Across Michigan

Let’s Compare Plans Together

There’s no cost to talk—or obligation to enroll. We’ll look at your doctors and prescriptions, compare Medicare Advantage options side by side, and help you enroll when you’re ready.


Note: Annual Enrollment runs Oct 15–Dec 7. If you’re already in a Medicare Advantage plan, a separate window (Jan 1–Mar 31) may allow changes.