Medicare Made Simple in Commerce Township
Your Medicare Advisor in Commerce Township, MI
We are an independent Medicare brokerage with an actual office at 4485 Commerce Woods Drive, which means you can compare Advantage, Medigap, and Part D across a table with a person who lives in this community rather than over the phone with a call center.
Headquartered in Commerce Township, BBB A+ accredited, with more than 300 Google five-star reviews and licensing in 34 states.
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Licensed in 34 states
300+
Google 5-star Reviews
Based Here, Not Just Serving Here
Commerce Township is home. Our office is on Commerce Woods Drive, DMC Huron Valley-Sinai Hospital and its Krieger Center for Senior Adults are a few minutes away on William Carls Drive, and many of our clients are people we run into at the grocery store. You can meet us in person by appointment, or by video if that is simpler, and either way you are talking to the same independent Medicare broker in Commerce Township, MI from your first question through every annual review after.
Why Commerce Township Residents Choose Us
Here Today, Here Next Fall
We Don't Disappear After You Enroll
Enrollment is the easy part. The part that matters is the year after, when a formulary changes or a specialist leaves a network. Every client gets a plan review each fall, and you keep the same advisor rather than starting over with whoever picks up the phone. We look up your Commerce Township providers, confirm your pharmacy, and review your medications before recommending anything, and we do the same for neighbors in Walled Lake and White Lake.
Every Medicare Option, Explained in One Sitting
Medicare Advantage Plans (Part C) in Commerce Township
All-in-one coverage, network worth checking
Medicare Advantage plans available in Commerce Township combine hospital, medical, and usually prescription coverage, sometimes with no monthly premium and extras like dental or a fitness benefit. Because these plans work through networks, we verify that your physicians and DMC Huron Valley-Sinai are covered, compare HMO against PPO, and total the annual cost rather than the premium alone.
Medicare Supplement and Medigap Plans
Go anywhere Medicare is accepted
Medigap plans fill in the deductibles and the 20 percent coinsurance Original Medicare leaves you with, and they carry no network at all. We compare Plan G against Plan N, explain the six-month window tied to your Part B start date, and pair either one with a Part D plan matched to your prescriptions.
Medicare Part D Prescription Drug Plans
Bring the bottles, we'll do the math
We ask you to bring your medication list with dosages because that is the only way to price Part D honestly. Every drug gets checked against each plan's formulary and tier, and we compare your usual pharmacy against preferred and mail-order pricing before we recommend a plan.
Dental, Vision, Hearing, and Final Expense Coverage
For the things Medicare never covered
Routine dental work, glasses, and hearing aids sit outside Original Medicare, and the fixes range from an Advantage plan with benefits built in to a standalone policy. We explain how
Medicare dental, vision, and hearing coverage actually works and what each route costs, and we can review final expense options in the same visit.
What Our Clients Are Saying
We believe good service speaks for itself, and so do the people we have helped. Below are a few words from Michigan clients who came to us for clear, one-on-one Medicare support.
Recent 5 Star Reviews from Google
Do you have a Medicare agent office in Commerce Township, MI?
Yes, at 4485 Commerce Woods Drive, Commerce Township, MI 48382. In-person meetings are by appointment, and we also handle everything by phone or video for clients who prefer that. You can reach us at (734) 657-4797 or through our
contact page.
Can you meet with me in person or does everything happen by phone?
Either. Some clients want to sit down with their Medicare card, their prescription list, and a notepad, and we are set up for that. Others prefer video with e-signature, which works identically. The comparison and the paperwork are the same regardless.
What's the difference between Medicare Advantage and Medigap here in Commerce Township?
Medicare Advantage plans bundle everything into one plan with a network and copays as you use care, and they are usually cheaper month to month. Medigap costs more monthly but leaves very little to pay at the doctor and works with any provider who accepts Medicare. Which one wins depends on how often you see doctors and whether you travel.
How much does Medicare cost in 2026?
Part A is premium-free for most people, and the standard Part B premium is $202.90 a month with a $283 annual deductible. Whatever you add on top, Advantage or Medigap plus Part D, is the variable. We build out the full-year cost for each option so you are comparing totals, not premiums.
Do I have to sign up for Medicare at 65?
Usually yes, and the penalties for missing it without qualifying coverage last for life. The main exception is active employer coverage, either yours or a spouse's, which can let you delay Part B safely. We check your specific situation and tell you
which window applies.
Licensed with Top Carriers in 34 States
We shop the top insurance companies so you don’t have to.
Have Medicare Questions? We're Here to Help.
Let's Talk Coverage in Commerce Township
Call (734) 657-4797, stop in by appointment at 4485 Commerce Woods Drive, or book a video review. We will confirm your doctors and prescriptions, compare your options plainly, and handle enrollment when you decide.
